After any kind of loss, accident, or injury, you should file an insurance claim as soon as possible. If you need medical care, make sure you make that a priority. Then your next steps should be hiring an Atlanta insurance claims lawyer and filing the insurance claim. If you are filing a claim against your […]
When you report your accident and file your claim, you not only need to be prepared with the above documents and information, but you also need to be ready to answer many questions. These questions begin the insurance company’s investigation into the accident. You must answer them as thoroughly and accurately as you can. However, […]
Car insurance companies handle the majority of personal injury claims. After sustaining an injury in an auto accident, you have the choice to file either: A first-party claim with your insurance company A third-party claim against the other driver’s insurance policy The party that pays the insurance policy’s premiums is the first party, and the second […]
If you file a claim on your own insurance policy, the deductible is the dollar amount you have to expend before your insurance policy kicks in and covers the remaining expenses. Deductibles aim to help lower policy premiums. Most of the time, if you have a higher deductible, you will pay a lower premium for […]
Since an investigation is a significant portion of handling any insurance claim, it may take as many as four to six weeks until completion. A thorough investigation could take longer if the claims adjuster lacks information or the accident was incredibly complex. You can help keep the process moving by responding to any requests for […]
Also known as a claims adjuster, an insurance adjuster will be assigned to your insurance claim after you file. An insurance adjuster is a type of investigator. Internal insurance adjusters provide an estimate of repairs or damage compensation. They gather documents and other required information about the claim to make an informed decision about fault, […]
You don’t have to speak to the insurance adjuster. In fact, it’s generally a bad idea to do so unless you have your attorney there with you or your attorney is aware and okay with your communications. Anything you say to an insurance adjuster can be twisted and turned around to use for their benefit […]
No. And you shouldn’t—not until your lawyer advises you to, and generally not unless your lawyer is present. When an insurance adjuster calls you, they will ask for a recorded statement. It might seem routine, simple, and innocent to oblige. However, you should think twice and talk to an attorney before agreeing to give one. […]
Far too many accident victims falsely believe that they must accept an insurance settlement offer or that they don’t even have a choice. This couldn’t be further from the truth. You are under no obligation to accept any insurance settlement offer. Always discuss your offer with an experienced attorney to determine if it is full […]
