Car insurance companies handle the majority of personal injury claims.
After sustaining an injury in an auto accident, you have the choice to file either:
- A first-party claim with your insurance company
- A third-party claim against the other driver’s insurance policy
The party that pays the insurance policy’s premiums is the first party, and the second party is the insurance company. The individual who suffers injuries or property damage because of the first party’s negligence is the third party.
To determine which type of claim to file, you will need to examine the facts of your accident and be familiar with Georgia’s insurance laws. Many injury victims elect to hire an Atlanta insurance claims attorney to handle these details for them while they heal.
