When it comes to auto accidents, you have a duty under the cooperation clause of your policy to report any accidents to your own insurance company as soon as possible. This applies even if the accident was another party’s fault. If you don’t report the accident as soon as possible, your insurer could argue that you didn’t […]
Suppose you suffered injuries in a car accident with another driver who is uninsured (or underinsured). In that case, you should report the accident to your auto insurance company and find out how your own insurance coverage applies. Uninsured motorist coverage (UIM) is additional coverage available from your insurance company. It isn’t mandatory in Georgia; […]
No. It’s common for the insurance adjuster from the at-fault party’s insurance company to call within a few days of reporting the accident. They want to talk to you before you get legal advice. Usually, they will ask you for a recorded statement. Adjusters often act friendly and as if they are on your side. […]
Whatever your injury or property damages, you deserve to be compensated fully and fairly for your losses. Rarely does an insurance company offer a claimant what they truly deserve. A skilled attorney will know the value of your claim and use that to negotiate with them. The value of your claim can depend on many […]
This answer depends on the insurance company. Unfortunately, for most claimants, the answer is no. The goal of all insurance companies is to make money, not take care of their insureds or claimants. If they pay every claimant fairly for their claim, they couldn’t make as much money. If there is a viable way for […]
Settling your claim or case depends on several different factors and legal issues. Generally, it can take a simple case a few weeks to a few months to settle. If your case is more complex, it could take a year or more. No matter how long a case may take, our skilled attorneys work hard […]
Not till you talk to us. It’s normal to want to resolve your claim as soon as possible and move on with your life. However, a quick resolution rarely equals fair compensation for injured individuals. As such, you should proceed with caution after receiving a settlement offer from an insurance company. Even if it seems […]
Although there’s not one specific definition of bad faith, it’s generally when the insurance company is being unfair or unreasonable to its policyholders. An insurance company could be acting in bad faith if it doesn’t deliver the coverage contracted in your policy. An insurance company might be acting in bad faith if it: Denies coverage […]
Insurance policies include a provision that the insurance carrier has a duty to defend you against certain kinds of legal action. Suppose someone files a lawsuit against you for an action that falls within the scope of your insurance coverage. In that case, your insurance carrier must provide legal counsel to defend you. For instance, […]
Before filing a claim for bad faith against your insurer, you must prove that you’ve done everything you can to work your issues out with the insurance company before turning to litigation. It’s crucial to retain records of any phone conversations, emails, and other correspondence. There demonstrate that you made a good faith effort to resolve your […]
