Suppose you suffered injuries in a car accident with another driver who is uninsured (or underinsured). In that case, you should report the accident to your auto insurance company and find out how your own insurance coverage applies. Uninsured motorist coverage (UIM) is additional coverage available from your insurance company. It isn’t mandatory in Georgia; however, you must reject it if you don’t want it. UIM coverage protects you if you’re involved in an accident with a driver who doesn’t have auto insurance but is at fault for the accident.
If you sustained serious injuries that won’t be covered by adequate insurance, protect your financial well-being by talking to an experienced car accident attorney about your options. You may need to pursue a lawsuit against the at-fault driver.