This answer depends on the insurance company. Unfortunately, for most claimants, the answer is no. The goal of all insurance companies is to make money, not take care of their insureds or claimants. If they pay every claimant fairly for their claim, they couldn’t make as much money.
If there is a viable way for them to circumvent paying you a fair settlement, they are quite likely to take advantage of it. Insurance adjusters use many tactics to avoid paying you what you really deserve.
These tactics include:
- Befriending you and acting genuinely concerned for your well-being
- Offering you a quick settlement before you retain the services of an attorney
- Shifting the blame for the accident to you
- Being dishonest about the available insurance coverage
- Disputing a portion of your medical expenses
- Delaying your claim in hopes that you will give up or be happy with any settlement they offer
- Telling you that you’re better off not hiring an attorney or that you don’t need one because they will take good care of you
When you file an insurance claim, you should feel assured that the insurer will fully cover your losses. If you don’t feel that way, or you aren’t sure you are receiving a fair settlement offer, reach out to a well-versed insurance claim lawyer for more information.
