No.
It’s common for the insurance adjuster from the at-fault party’s insurance company to call within a few days of reporting the accident. They want to talk to you before you get legal advice. Usually, they will ask you for a recorded statement. Adjusters often act friendly and as if they are on your side. They’ll make giving a recorded statement sound like no big deal. You’ll probably want to comply to keep your claim moving or might even assume you have to comply.
The problem is, whatever you say in your recorded statement, or even at any other time, can work against you. The adjuster is likely to twist your words, ask you leading questions, and use other tactics to deny or devalue your claim. You have the right to protect yourself by declining to give a recorded statement and calling a qualified attorney instead. Once you have legal representation, you can direct the insurance adjuster to speak with your lawyer. This way, you’ll never have to speak to the insurance adjuster without your lawyer present.
