When your lawyer files a claim with the insurance company for the at-fault party, the insurance company must decide whether to accept or deny the claim. If the insurance company accepts the claim, an adjuster should review all of the medical records and other supporting documentation before making an offer to settle the motorcycle accident case.
In almost all motorcycle accident cases, these initial settlement offers are much lower than what a victim needs to recover. Insurance companies do this to see if they can resolve the case for a minimal amount of money. After all, insurance companies want to spend the least amount of money they can to settle a motorcycle accident case.
It may take several rounds of negotiations between your attorney and the insurance company adjuster to reach a final settlement offer in your case. As the accident victim, you have the final say about whether or not you should accept a particular settlement offer in your case.
In some instances, insurance companies are incredibly hard-headed and will not offer a motorcycle accident victim enough monetary compensation to fully and fairly settle a case. When that happens, your lawyer can file a lawsuit against the at-fault person on your behalf.
Filing a lawsuit means drafting a formal legal complaint and submitting it to the civil court. This submission begins the litigation process. However, just because your lawyer filed the complaint does not necessarily mean that a court of law will review your case. In fact, many motorcycle accident cases are settled long before the trial date.
The experienced Duluth motorcycle accident attorneys at Brauns Law Accident Injury Lawyers, PC can help you decide whether you should accept a particular settlement offer or file a lawsuit and litigate your case in court. Once the court system receives the complaint, settlement discussions will typically continue. Your lawyer can help you decide whether you should accept a final settlement number or ultimately take your motorcycle accident case to trial.
