There are certain circumstances when Uber’s corporate insurance coverage will come into play. For starters, the Uber coverage begins as soon as an Uber driver accepts a fare through the app on their phone; the Uber coverage ends when the fare’s last passenger exits the vehicle (such as when the trip is over and the Uber rider has reached their final destination). In addition to regular Uber rides, insurance coverage that is available through Uber corporate also applies to Uber affiliates, including UberSUV, UberBlack, and UberTaxi.
In addition to the circumstances previously referenced, the state of Georgia requires ridesharing companies like Uber to provide insurance coverage when an Uber driver is operating their vehicle on the road but is not yet transporting a passenger (but when the Uber driver has already accepted the fare). Under these circumstances, Uber’s corporate coverage may come into play, and it may be responsible for providing insurance coverage for the accident.
When Uber coverage is in effect at the time of the accident, the insurance company may be responsible for paying for all of the accident victim’s injuries and damages that are causally related to the accident. Uber coverage policy limits are $50,000 for bodily injuries that an accident victim suffers in the accident; $100,000 for bodily injuries when multiple individuals (including vehicle passengers) sustain injuries in the accident; and $25,000 for property damage caused by the accident.
The knowledgeable team of Lawrenceville Uber accident attorneys at Brauns Law Accident Injury Lawyers, PC can investigate the circumstances of your accident and determine which insurance company is primary. Your lawyer can then help you recover the compensation you need for the injuries you suffered in your Uber accident.
