Workers’ compensation is insurance that gives financial benefits for medical costs, lost wages, and rehabilitation expenses to employees who are injured or become ill during their employment. If an employee dies from injuries they received on the job, it also pays death benefits to their family.
Legislatures across the U.S. and in Georgia created the workers’ comp system to give prompt payment of income benefits and medical bills without needing to prove fault on behalf of the employer, co-workers, or third parties. Typically, the employer purchases a workers’ compensation insurance policy to pay these benefits when necessary to all employees. Your employer pays for these benefits to help you return to work.
