The answer depends on if the Lyft driver accepted a request and en route to a new passenger. Typically, the primary liability coverage begins when the driver accepts the assignment. Until then, the Lyft driver’s personal insurance policy must provide coverage. Suppose the driver doesn’t have enough coverage for all of the damages they caused. In that case, Lyft has insurance coverage for the driver, but not as much as the primary coverage.
If you’re involved in a collision with a Lyft driver who didn’t have a passenger at the time, you could struggle to receive a fair settlement. Having the representation of a Duluth Lyft accident lawyer can help ensure that you get the compensation you deserve.