If we haven’t made this clear yet, yes—retain an attorney after suffering a burn injury. The more serious your burn injury, the less likely you can handle your own case. Further, you almost undoubtedly are not qualified to go head-to-head with an insurance adjuster who has handled such cases dozens of times, if not more, compared to you on your first attempt at such a case. In the rare case, you suffered your burn injury in an automobile accident.
Even then, with your own insurance adjuster on your side, you probably lack the experience to go up against an insurance adjuster with a career’s worth of negotiating experience. You are unlikely to obtain the settlement you deserve. If you hire an attorney, you are far more likely to wind up with a settlement that will amply compensate you for the injuries you have suffered.