If another driver caused your accident, then you generally can recover damages from that driver (and his insurance company). The process might be contested, particularly if there is a dispute with the other insurer over fault or the amount of damages. This is part of why you must carefully document any expenses you incur, medical or otherwise, as a result of your accident.
That can include many things, including missed time at work or if you need someone to drive you to work because of your injuries, but also more intangible damages, such as pain and suffering, and loss of enjoyment for activities you enjoy but can’t participate in for a while because of your injuries.
While your insurance company will represent your interests on fault and medical expenses, you should hire an attorney to fully represent your interests and ensure you receive compensation to fully cover all of your damages, whether through an insurance settlement or a judgment at trial.
