Neither. You should contact an experienced personal injury attorney.
If someone else’s actions injured you, then you may have a legal claim against that person for damages. If that person carries insurance, the insurance may all or part of your claim. But seeking compensation from someone else’s liability insurance is not the same as, say, filing a claim with your own homeowner’s insurance after a fire. Liability carries stay in business by trying to keep claim payments to a minimum. It takes the skill and expertise of an experienced personal injury attorney to conduct a successful negotiation with a liability carrier.
Sometimes it’s not possible to achieve a fair settlement of a personal injury claim through negotiation. In that case, you and your attorney may decide to take legal action in Georgia courts. Filing that action and pursuing it effectively and efficiently requires the know-how of an attorney. It’s never a good idea to try to pursue a lawsuit on your own.
