If you suffered injuries in an accident as a passenger in an Uber vehicle or another vehicle, you might file a claim against Uber’s insurance policy. Keep in mind that their insurance company, just like most other insurance companies, will likely try to circumvent their liability. Having an attorney who is experienced and knowledgeable in rideshare claims can significantly increase the success of your claim.
Uber’s insurance coverage depends on the driving status of the driver. If the driver is not transporting any passengers or their app is off, the driver’s insurance coverage applies.
If the driver is using the app and waiting for ride requests, Uber has the following coverage for them:
- $50,000 in bodily injury per person
- $100,000 in bodily injury per accident
- $25,000 in property damage per accident
Drivers who are going to pick up passengers or currently transporting passengers are covered based on:
- $1 million third-party liability
- Uninsured/underinsured motorist bodily injury
- Contingent comprehensive and collision
- Up to actual cash value of the car ($1,000 deductible)
When you have legal representation, be assured that your lawyer is investigating all insurance coverage sources and compensation to the fullest extent. This way, you receive the maximum recovery possible.
