Suppose you have injuries due to a Lyft driver’s negligence. In that case, the law in Georgia (OCGA 33-1-24) requires at least $1,000,000 liability coverage for all injuries, death, and property damage, and $1,000,000 underinsured or uninsured motorist coverage. To have your claim covered under the Lyft auto insurance policy, you must be on a ride with a rideshare driver, or the driver has to have accepted a ride request on the company’s digital network when the accident happens.
Coverage begins when the Lyft driver accepts a ride request on the company network and lasts until the driver finishes the transaction or ride, whichever is later.