As previously mentioned, motor vehicle accidents that involve ridesharing vehicles, including Uber vehicles, create many legal questions concerning the appropriate insurance coverage. To complicate matters, in some accident cases, more than one driver is involved in the accident, or several motor vehicle operators may have caused or contributed to the collision.
To drive for Uber, drivers do not need to take an Uber training course or submit a record of their fingerprints. In addition, they do not need to undergo a physical or psychological evaluation before driving for Uber as an independent contractor. An Uber driver must be at least 21 years of age, pass a background check that Uber administers, and own a qualifying motor vehicle. A driver must maintain their own motor vehicle policy of insurance when they decide to drive for Uber.
In addition to an Uber driver’s personal motor vehicle insurance policy coverage, Uber’s corporate insurance policy also covers Uber drivers, as noted on the company’s website. There are several instances when this corporate insurance policy may come into play.
