
Car accident victims in Georgia can sue for unlimited damages, as the state doesn’t cap compensation amounts. However, the amount someone can sue for depends on specific case factors and circumstances.
The factors that influence how much you can sue for include:
- Severity of injuries sustained
- Medical expenses and future care needs
- Lost wages and diminished earning capacity
- Pain and suffering endured
- Property damage costs
- Degree of fault assigned to each party
- Available insurance coverage limits
- Strength of evidence supporting your claim
After a car accident, you’re likely dealing with mounting medical bills, missed work, and severe pain while insurance companies try to minimize your settlement. You don’t need to deal with these battles alone – that’s exactly why we’re here to help guide you through the process, put your case together, and handle all communication with adjusters who are not on your side.
At Brauns Law Accident Injury Lawyers, PC, we’ve dedicated our firm exclusively to personal injury victims like you. We take your accident injuries personally and want you to get your life back to normal as soon as possible. Our proven track record includes:
- $500,000: Rear-ended by Netflix employee settlement for a client who sustained a significant back injury requiring surgery
- $500,000: T-boned by distracted driver settlement for a mother and teen daughter, with the mother requiring three surgeries
- $450,000: Woman rear-ended by truck settlement for herniated discs requiring neck surgery
We’re here to make a tangible difference after your accident, ensuring you receive the support and justice you rightfully deserve with our Duluth car accident lawyer.
Types of Damages: What Can You Sue for in a Car Accident
When someone is injured in a car crash, Georgia law allows them to seek compensation through three main categories of damages. We handle every aspect of these claims with the compassion and transparency that sets our practice apart, ensuring you understand exactly what compensation you may be entitled to receive.
Economic Damages
Economic damages represent the measurable financial losses directly associated with the accident. These include current and future medical expenses, such as emergency room visits, surgeries, physical therapy, and ongoing treatment costs.
Lost wages from missed work time and diminished earning capacity also fall under economic damages. Property damage, including vehicle repairs or replacement, rounds out this category.
A typical car accident case with injuries might involve settlement amounts around $25,000 to $50,000, covering medical bills, lost wages, and pain and suffering combined.
Non-Economic Damages
Non-economic damages compensate for intangible losses that don’t have specific price tags attached. Pain and suffering represents the physical discomfort and emotional distress experienced due to injuries.
Mental anguish, loss of enjoyment of life, and permanent disability or disfigurement also qualify as non-economic damages. These damages often exceed economic losses in serious injury cases.
Hypothetical Scenario: A passenger sustained permanent scarring and chronic pain after being struck by a distracted driver, receiving compensation in the upper range of typical injury settlements due to the severity and long-term impact of the injuries.
Punitive Damages
Punitive damages serve to punish defendants for particularly egregious conduct and deter similar behavior. Georgia courts award punitive damage only in cases involving malice, fraud, wantonness, or oppression.
Drunk driving accidents, hit-and-run incidents, or cases involving gross negligence may warrant punitive damages. The defendant’s financial status often influences the punitive damage amount awarded.

Factors That Influence How Much You Can Sue for in a Car Accident
Several key elements determine the compensation amount in car accident lawsuits. Each case is unique, and knowing these factors helps injured parties build realistic expectations for their claims.
- Severity of injuries sustained: More serious injuries typically result in higher settlement amounts due to increased medical costs and longer recovery periods. Permanent disabilities or life-altering conditions significantly increase case value.
- Medical expenses and future care needs: Current medical bills plus projected future treatment costs form a substantial portion of most settlements. Expert medical testimony often supports these projections.
- Lost wages and diminished earning capacity: Time missed from work and reduced ability to earn income in the future directly impact settlement calculations. High-earning professionals may see larger awards in this category.
- Pain and suffering endured: The physical pain and emotional trauma experienced by accident victims can substantially increase settlement values. Documentation from healthcare providers supports these claims.
- Property damage costs: Vehicle repair or replacement costs, plus damage to personal belongings, add to the overall settlement amount. Rental car expenses during repairs are also recoverable.
- Degree of fault assigned to each party: Georgia follows a modified comparative negligence rule, meaning your compensation decreases if you share fault for the accident. Being 50% or more at fault bars recovery entirely.
- Available insurance coverage limits: The at-fault driver’s insurance policy limits often cap available compensation, making uninsured motorist coverage essential for adequate protection.
- Strength of evidence supporting your claim: Clear liability evidence, comprehensive medical records, and expert witness testimony strengthen cases and increase settlement potential. Weak evidence may reduce compensation offers.
How Much Can You Sue for in a Car Accident Based on Injury Type
Compensation amounts vary dramatically based on injury severity and long-term impact on the injured party’s life. According to the Georgia Governor’s Office of Highway Safety and National Highway Traffic Safety Administration, Georgia had over 500 traffic crashes during Memorial Day weekend 2024 alone, highlighting the frequency of accidents requiring legal representation.
Injury Type | Typical Settlement Range | Additional Factors |
---|---|---|
Minor injuries (whiplash) | $2,500 – $10,000 | Treatment duration, physical therapy needs |
Back and neck injuries | $30,000 – $60,000 | Medical treatment, physical therapy, daily life impact |
Broken bones | $15,000 – $75,000 | Surgery requirements, recovery time, mobility impact |
Typical injury cases | $25,000 – $50,000 | Pain and suffering, medical bills, lost wages |
Pain and suffering alone | $15,000 – $30,000 | Severity of suffering, individual circumstances |
Hit-and-run accidents | $10,000 – $100,000 | Injury severity, whether driver is identified |
Wrongful death cases | $500,000 – Several million | Age, income, degree of negligence involved |
No Injury Accidents:
- Head-on collision: $5,000 – $15,000
- Rear-end collision: $3,000 – $10,000
- T-bone accident: $6,000 – $12,000
- Side-swipe accident: $5,000 – $8,000
Georgia’s average car accident settlement ranges from $2,500 for minor injuries up to millions for fatal accidents. For detailed analysis of these settlement ranges, see our car accident average settlement guide.
💡 Consider documenting all accident-related expenses immediately, as even small costs like prescription medications or medical equipment can add up significantly over time.
To better understand your potential compensation, try our car accident settlement calculator, which estimates your damages based on injury type, lost income, and pain and suffering.
Disclaimer: The results shown in this table are for informational purposes only and do not constitute legal advice or guarantee of settlement amounts. Each case requires professional evaluation to determine appropriate compensation.
Car Accident Settlement Calculator
Our experienced car accident lawyer team will evaluate your specific injuries and fight for maximum compensation in your case. Contact us today for a free consultation.
What Is the Maximum Accident Injury Compensation You Can Recover?
Georgia doesn’t impose statutory caps on most personal injury damages, allowing accident victims to recover compensation that truly reflects their losses. Unlike some states that limit pain and suffering awards, Georgia permits full recovery for both economic and non-economic damages.
However, practical limitations do exist through insurance policy limits and the defendant’s ability to pay. According to Georgia’s Department of Revenue, motor vehicle owners must maintain continuous liability insurance coverage, but minimum coverage amounts may prove inadequate for serious injuries requiring extensive medical treatment.
Rare high-value settlements can reach millions of dollars in cases involving catastrophic injuries, multiple defendants, or commercial vehicles with substantial insurance coverage. Fatal accident cases in Georgia can range from $500,000 to several million dollars depending on circumstances. Our firm has secured settlements exceeding $3.5 million for clients with severe injuries requiring lifelong care.

Who Gets Sued in a Car Accident?
Multiple parties may face liability in car accident lawsuits depending on the circumstances surrounding the collision. Knowing potential defendants helps maximize recovery opportunities for injured victims.
- At-fault drivers: The primary target for most car accident lawsuits, especially when their negligence directly caused the collision. Personal injury attorneys typically pursue the driver’s insurance coverage first.
- Vehicle owners: When someone other than the owner was driving, both parties may face liability under Georgia’s owner liability statute. This applies even when the owner wasn’t present during the accident.
- Employers: Companies may be liable when their employees cause accidents while working or driving company vehicles. This vicarious liability can provide access to larger insurance policies.
- Government entities: Municipalities or state agencies may face lawsuits for dangerous road conditions, faulty traffic signals, or inadequate signage that contributed to accidents. Special notice requirements apply to these claims.
- Vehicle manufacturers: Defective auto parts or design flaws that contribute to accidents or increase injury severity can result in product liability claims against manufacturers.
Georgia’s statute of limitations requires filing personal injury lawsuits within two years of the accident date, making prompt legal action essential for preserving your rights.
The Role of Comparative Negligence in Georgia
Georgia follows a modified comparative negligence rule that affects how damages are awarded in car accident cases. This legal principle reduces compensation based on the plaintiff’s share of fault while completely barring recovery if they’re 50% or more responsible for the accident.
Under this system, a plaintiff is found partially at fault for an accident, their compensation is reduced by their percentage of fault. If someone suffers damages in the typical injury range of $25,000 to $50,000 but is deemed 20% at fault, their recovery would be reduced by 20%, resulting in $20,000 to $40,000 in compensation.
The defendant’s insurance company will often argue that the plaintiff bears significant responsibility to minimize their payout obligations. Our skilled personal injury attorneys counter these tactics by presenting evidence that establishes clear liability against the at-fault party.
⚖️ Georgia’s comparative negligence laws mean your settlement may be reduced if you share fault, making strong legal representation essential for protecting your interests.Factoring in Insurance Laws
Georgia’s insurance requirements and coverage options significantly impact the compensation available to car accident victims. Knowing these laws helps injured parties go through the claims process more effectively.
Underinsured Drivers
Many Georgia drivers carry only minimum liability coverage, which may prove insufficient for serious injury cases. The Georgia Department of Revenue requires continuous liability insurance coverage, but when the at-fault driver’s policy limits fall short of covering your damages, underinsured motorist coverage bridges the gap.
This optional coverage protects you when the defendant’s insurance coverage may not fully compensate for your losses. The Georgia Office of Insurance and Safety Fire Commissioner recommends carrying underinsured motorist coverage equal to your liability limits.
Consider purchasing higher underinsured motorist limits than your liability coverage, as this protects you regardless of the at-fault driver’s insurance adequacy.
Uninsured Drivers
Approximately 12% of Georgia drivers operate vehicles without required insurance coverage, according to industry estimates. When an uninsured driver causes your accident, uninsured motorist coverage becomes essential for recovery.
Without this coverage, you may need to pursue the at-fault driver personally, which often proves futile if they lack assets. Georgia requires insurance companies to offer uninsured motorist coverage, though drivers may reject it in writing.

The Legal Process We Will Take on Your Behalf
Our experienced personal injury team handles every aspect of your car accident lawsuit to maximize your compensation while you focus on recovery. We use cutting-edge case management software and rigorous systems to ensure everything gets done efficiently, without missing any details.
- Initial case evaluation and evidence gathering: We thoroughly investigate your accident, collect police reports, interview witnesses, and secure essential evidence before it disappears or gets destroyed. Our process-driven approach ensures nothing is left to chance.
- Medical record compilation and expert consultation: Our team works with healthcare providers to document the full extent of your injuries and consults medical experts to establish future care needs and costs. We help clients get healthcare even without insurance and keep bill collectors at bay.
- Insurance company negotiations: We handle all communications with insurance companies, protecting you from tactics designed to minimize settlements. Attorney David Brauns’ experience as a former insurance defense attorney gives us insider knowledge of how these companies think and evaluate claims.
- Lawsuit filing and discovery process: When negotiations fail to produce adequate offers, we file formal lawsuits and use the discovery process to uncover additional evidence supporting your claim. Our procedures are fine-tuned to move as fast as possible without missing details.
- Trial preparation and courtroom representation: If a fair settlement cannot be reached through negotiation, we’re prepared to proceed to trial and present your case to a judge or jury for maximum compensation. We stick it out through long-term legal action when necessary.
- Settlement negotiation and case resolution: Throughout the process, we remain open to settlement discussions while maintaining pressure on defendants to offer fair compensation. Our insatiable drive often results in faster settlements for our clients.
Is It Worth Suing After a Car Accident in Georgia?
Most car accident cases involving significant injuries justify pursuing legal action, especially when insurance companies offer inadequate settlements. Several factors determine whether litigation makes financial sense for your situation.
Pursuing a lawsuit provides access to full compensation for all types of damages, not just what insurance companies initially offer. Our firm handles cases on a contingency fee basis, meaning you pay no attorney fees unless we secure compensation for your case.
The key consideration involves whether your damages exceed the insurance company’s initial settlement offer by enough to justify legal fees and time investment. Professional handling of insurance companies through experienced attorneys often results in substantially higher compensation than victims could achieve alone.
Most car accident lawsuits settle out of court, avoiding the uncertainty and expense of trial while still securing fair compensation for injured victims.
⚠️ However, litigation does require time and patience, as complex cases involving serious injuries may take months or years to resolve fully. The emotional stress of legal proceedings can also impact recovery, though our team minimizes client burden by handling all aspects of the case.
Need Expert Legal Advice in GA?
At Brauns Law Accident Injury Lawyers, PC, we understand the severe pain and financial stress that follows a serious car accident. We take your accident injuries personally and are here to make a tangible difference, ensuring you receive the support and justice you rightfully deserve.
We handle every aspect of your car accident claim on a contingency fee basis, meaning you pay no attorney fees unless we secure compensation for your case. This is the standard for every client at our firm – we believe in helping clients with every aspect of their case, from getting their car fixed to getting them the settlement they deserve.
Our team’s insider knowledge sets us apart. Attorney David Brauns began his legal career as an insurance defense attorney, learning how insurance companies think and evaluate claims. Now he uses that insider knowledge for our clients, giving you a significant advantage when settling your claim.
We take pride in being a smaller firm because it allows us to be more efficient and dedicated to every one of our clients. Our procedures are fine-tuned to move as fast as possible without missing any details, and our compassion and transparency make us one of the best personal injury law firms in Georgia.
Our Atlanta personal injury attorneys maintain offices convenient to major medical facilities like Grady Memorial Hospital and Emory Healthcare, ensuring we can coordinate with your treatment team throughout your recovery process.
We’re here to help, support, and understand – contact us online or call us at (678) 329-9169 to discuss your car accident case and learn how we can make this process easier for you.
FAQs
How long do I have to sue after a car accident in Georgia?
Georgia’s statute of limitations gives you two years from the accident date to file a personal injury lawsuit. Missing this deadline typically bars you from recovering any compensation, regardless of how strong your case might be.
Can I still recover compensation if I was partially at fault for the accident?
Yes, Georgia’s modified comparative negligence rule allows you to recover damages even if you were partially at fault, as long as you were less than 50% responsible. Your compensation will be reduced by your percentage of fault.
What if the other driver doesn’t have insurance?
If you carry uninsured motorist coverage, your own insurance company will compensate you for damages up to your policy limits. Without this coverage, you may need to pursue the uninsured driver personally, which often proves challenging.
How much does it cost to hire a car accident attorney?
Most personal injury attorneys, including our firm, work on a contingency fee basis, meaning you pay no attorney fees unless we win your case. This arrangement allows accident victims to access quality legal representation without upfront costs.
Should I accept the insurance company’s first settlement offer?
No. Insurance companies typically make low initial offers hoping to resolve claims quickly and cheaply. These offers rarely reflect the full value of your damages, especially considering future medical care needs and long-term impacts of your injuries. Remember, insurance adjusters are not on your side – you deserve someone to stand up for you and the financial compensation you need.