Maybe. Most personal injury cases settle before going to trial. If you settle before going to trial, you receive compensation earlier than you otherwise might have. If you trust your attorney, then you will believe you received the compensation to which you were entitled.
If you go to trial, you may receive less than you might have in a settlement, and it also is possible you will receive nothing at all if a jury decides the party you are suing bore no responsibility for your injury. That is the chance you must decide whether to take. Settlements are not bad—they provide certainty, and a payout before a court judgment would.
