No matter who you believe is responsible for your burn injury, whether it is a company or an individual, the treatment of burn injuries can be extremely expensive. Severe burn injuries in particular often require skin grafts and other surgeries—sometimes repeated grafts and other surgeries—and ongoing therapy and other care that can last for months or even years.
Such care can be extremely expensive, and the total liability can be in the hundreds of thousands of dollars. Few individuals can afford to pay for such care without assistance if they are found liable, so the insurance coverage of the individual responsible for your injury can become very important. If the person responsible for your burn injury is not extremely wealthy, then it matters if they are well-insured.
By the same token, if a corporation is responsible for your burn injury, it matters if the company has adequate liability insurance. Whatever the case, the insurance coverage the responsible party has is an important issue.
