When it comes to auto accidents, you have a duty under the cooperation clause of your policy to report any accidents to your own insurance company as soon as possible. This applies even if the accident was another party’s fault.
If you don’t report the accident as soon as possible, your insurer could argue that you didn’t abide by the cooperation clause, and deny your claim, cancel your insurance coverage, or raise your premiums. Additionally, you never know if someone from the other vehicle could try to blame you for the accident. Your insurance company can better protect your interests if you’ve already reported the accident.
With any other type of insurance, report the accident sooner rather than later. This ensures a resolution to your claim sooner and decreases the risk that someone else could report incorrect information.
Call us. If you have a good case, we can help you comply with your insurance policy’s terms.
