Representing Victims of Gwinnett County Car Accidents and Helping them Obtain Favorable Settlements in their Cases
Car accidents can be very traumatizing experiences—especially if you have never been involved in one before. Car accidents can also occur in a fraction of a second, and proving fault and damages on your own can sometimes be a difficult task. While many car accident cases do not ultimately go to trial, it is important to have an experienced personal injury lawyer on your side as you take part in settlement negotiations. This is because the insurance company is not necessarily looking out for your best interests. Rather, they want you to settle your case as quickly and as cheaply as possible. In order to receive just compensation, the settlement process can be lengthy and tedious.
If you are claiming personal injuries resulting from a car accident, the Gwinnett County car accident lawyers at Brauns Law may be able to help. Our experienced car accident lawyers will be able to answer your legal questions and can help to streamline the settlement and negotiation stages of your personal injury case. There are also several steps that you can take to help maximize the amount of your personal injury settlement in a car accident case. These steps include visiting a hospital emergency room or urgent care facility immediately after your accident, treating conservatively for your injuries, and making sure to continue consistent treatment for your injuries.
The Importance of Seeking Immediate Follow-up Care
Car accident victims should always try and seek immediate, same-day medical treatment at a hospital emergency room or urgent care facility, upon sustaining injuries in a car accident.
In many cases, injuries, pain, and symptoms will not manifest themselves until well after the car accident occurs, and it is better to be safe than sorry.
Moreover, significant delays in medical treatment will have a negative impact on the settlement value of a personal injury case. Rightly or wrongly, insurance adjusters equate failure to seek same-day medical treatment with lack of injury. Accident victims who seek follow up treatment immediately after their accident—usually by going to the hospital in an ambulance or having someone else drive them—show that they are taking their medical treatment and recovery seriously.
An emergency room physician may also recommend that an accident victim follow-up with a primary care physician, begin physical therapy, or seek out a medical specialist. Following through with this advice is essential in order to maximize the potential settlement value of your personal injury claim.
The Importance of Conservative and Consistent Medical Treatment
Car accident victims will sometimes try and overstate their injuries and portray themselves as far worse off than they really are. Insurance adjusters can read right through this. In fact, nothing can be more damaging to a personal injury claim than exaggerating injuries or over-treating for them. Thus, it is best for car accident victims to keep the following in mind:
- Treat conservatively for all injuries.
- Follow through with all recommendations from all healthcare providers.
- Be clear, concise, complete, and accurate about symptoms in response to a healthcare provider’s questions about the same. Do not overemphasize or exaggerate symptoms.
It is also important for injured car accident victims to attend all scheduled medical appointments, to arrive on time for those appointments, and to stay for the entire appointment.
Once an accident victim has completed medical treatment, the insurance company will usually request copies of all pertinent medical records and bills. If the insurance adjuster notices numerous missed appointments or long gaps in treatment, those deficiencies will reflect negatively on the settlement value of the case. A Gwinnett County personal injury car accident lawyer may be able to recommend additional treatment with a specialist, such as a pain management doctor.
The Settlement Value of a Car Accident Case
After you have been involved in a car accident, you should obviously contact your own insurance company. The at-fault driver’s insurance company will likely contact you as well.
As the injured accident victim, you have the ultimate authority to accept or deny a pending settlement offer. These settlement offers usually start out low and become progressively higher, and settlement negotiations will continue until the accident victim decides to settle, or both sides reach an impasse and the accident victim files a lawsuit.
The ultimate settlement value of a personal injury case first depends upon the amount of insurance coverage available to compensate the accident victim for injuries and losses sustained. If the at-fault party’s insurance policy is insufficient to cover the accident victim’s medical bills and damages, then the accident victim’s own insurance policy may come into play. This happens through an uninsured or underinsured motorist claim. Other potential factors affecting the settlement value of a car accident case include:
- The seriousness of the injuries and the property damages sustained. Generally speaking, personal injury car accident cases which involve fractures and broken bones (as opposed to just soft tissue injuries) and large property damages (such as a totaled vehicle) have the highest value.
- Need for follow-up medical care. If a health care provider has concluded that an accident victim will require follow-up medical care, such as a future surgery sometime down the road, the case may have a high value. However, if the doctor made this recommendation a long time ago and the accident victim took no action, the insurance company may not consider these projected costs at all.
- The presence of private health insurance, Medicare, or Medicaid liens. If a private health insurer, Medicare, or Medicaid paid for all or a portion of your medical treatment, then it may be entitled to a portion of that money back by way of a lien. This will obviously reduce the amount of money you will be able to pocket at the end of your case.
A Gwinnett County personal injury car accident lawyer can take the necessary legal actions to help you maximize the settlement value of your case.
Call a Gwinnett County Car Accident Lawyer Today
The personal injury car accident lawyers at Brauns Law know the tricks and tactics that insurance companies use to try and settle their cases quickly and cheaply. Our lawyers will work hard to maximize the settlement value of your case and help you to maximize your recovery.
To schedule a free consultation and case evaluation with a Gwinnett County car accident lawyer, please call us at (404) 418-8244 or contact us online.