If you were injured in a car or slip and fall accident, you are no doubt overwhelmed. Many people aren’t sure how best to proceed in such situations and want to make them go away as quickly as possible. This usually includes accepting an insurance settlement. Such settlements, however, aren’t always everything they should be. If someone else’s negligence has caused you injuries, know your rights.
The Extent of Your Injuries
If you were injured by a car accident or slip and fall accident caused by someone else’s negligence, you must understand the extent of your injuries and financial damages (including property damages) before you agree to a settlement. Many documents can cumulatively represent the financial implications of your claim:
- Doctor’s instructions
- Medical descriptions of your injuries
- Medical records and reports
- Referrals to specialists
- Records of all medical appointments and attendant expenses
- Records of all medical procedures and attendant expenses
- Records of all prescriptions and attendant expenses
- Notes from your doctor(s) to your employer(s)
By gathering evidence in support of your lost wages and earnings ability, you create a snapshot of the overall damages you suffered. Compile all of this relevant information before considering whether the insurance settlement is adequate. The
You may expect the insurance company to cover your accident expenses in good faith, but it’s important to remember that insurance companies are in the business of turning profits. The less they pay out, in other words, the better their bottom lines. Furthermore, insurance companies earn interest on the money they keep—when an insurance company wants to settle quickly, it’s a good indication that it considers the settlement a bargain. Hire an attorney to critically assess any settlement the insurance company offers before signing on the dotted line.
To obtain the settlement amount to which you are entitled, follow three important guidelines:
- Be Prepared. Compile and organize all the documentation relevant to your claim. Gather all credible evidence pertinent to your accident. Being prepared will help you keep your cool throughout this stressful process.
- Be Patient. Jumping at the first settlement offer is rarely a good idea. Work closely with a skilled personal injury attorney to secure the settlement you deserve.
- Be Persistent. Don’t allow your settlement negotiations to stall. Insurance adjusters, after all, understand that time is money, and time is always on their side. Persistently move your claim forward by responding quickly and efficiently to all requests for documentation and information.
Before You Accept an Insurance Injury Settlement, Contact Brauns Law
Before you accept an insurance settlement that may not cover your damages, contact an experienced Duluth, Georgia, personal injury lawyer. At Brauns Law Personal Injury Firm, we have the skill, knowledge, and commitment to fight for your rightful settlement. If you were injured in an accident caused by someone else’s negligence, please don’t hesitate to contact us online or call us at (404) 418-8244 for a free consultation today.