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In What Situation Will an Insurance Company Settle a Claim?

When you’ve been in a car accident, the emotional and physical damages can feel overwhelming. Between trips to visit the doctor, intensive physical therapy, loss of time spent with friends and family, and lack of ability to enjoy recreational activities, sometimes all you want is to put it all behind you and move on. When you start to consider the financial implications of missing work, lost wages, and expensive medical bills, the situation can feel even more desperate. Dealing with the insurance company and trying to claim compensation after an accident can be its own challenge, and often takes more time than you might imagine.

Why the Insurance Company Will Agree to Settle

There is certainly no guarantee that an insurance company will offer to settle your claim just because you were in an accident. In fact, they might actually attempt to deny the claim altogether. For this reason, it is essential to understand what the insurance company is looking for in order to settle and resolve your car accident injury claim.

  • Strong eyewitness testimony – when there are many people at the scene of the accident who can attest that the other driver was at fault, the insurance company might be more inclined to settle.
  • There is an admission of guilt – if the insured driver admits that they were at fault, their insurance company will likely look to settle.
  • The insurance company believes you will take a lesser settlement offer than you are probably entitled to.
  • Physical evidence – a traffic camera caught the other driver running a red light, and colliding with your car. In this case, their insurance company would most likely try to settle the claim.

Your Behavior After an Accident

When you are in an accident, there are certain behaviors to avoid and certain steps you can take to help support your claim and chances of settlement.

  • Don’t admit fault for the accident. Avoid saying “sorry,” as others can consider this an admission of guilt.
  • Make sure you seek medical attention and retain a record of the examination.
  • Call the police and file an official report detailing the accident.
  • Collect eyewitness testimony, photos, and other evidence that shows what happened in the accident.
  • Contact an experienced personal injury attorney to figure out next steps and how best to proceed.

If You Were in an Accident, Call a Duluth, Georgia, Car Accident Lawyer Today

As you might imagine, working with the insurance company after you have been injured in an accident can feel like a full-time job without much reward. For this reason, it is advisable to hire a skilled personal injury car accident lawyer to help you through this process. At Brauns Law, PC, we have the experience and understanding required to navigate the insurance claims process. We will advocate for your rights after a car accident. Allow yourself to focus on recovering from your injuries while we tackle conversations with the insurance companies. You can call us today at (404) 348-0889 or contact us online to schedule a free initial consultation.

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